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Insurance compliance requirements every property owner must understand. No — the 72-hour inspection guideline is not a universal rule for all vacant properties in Ontario. It typically applies to standard home insurance policies during temporary absences (such as travel). For truly vacant properties, requirements depend on whether your insurer has reclassified the property and whether you have a vacant property policy , which comes with its own conditions. Why 72-Hour Inspections Matter...

Leaving a home vacant in Ontario isn’t as simple as locking the door and walking away. Whether it’s due to probate, tenant turnover, travel, or an investment property sitting idle, the reality is that a vacant house can quietly turn into a financial sinkhole. Many owners underestimate the hidden costs — until it’s too late. Insurance: More Complicated Than You Think Most homeowners don’t realize that standard home insurance policies stop covering vacant properties after just 30 days . Without...